# Capwell Commercial Refinance & Cash-Out Miami > Business-purpose commercial property refinance, balloon-maturity and cash-out brokerage for Miami and South Florida owners and non-owner-occupied rental investors. ## Important facts - Operated by Capwell Capital, a commercial financing broker and advisory firm—not a direct lender. - Covers rate-and-term refinance, commercial cash-out, loan maturity and eligible small-balance requests. - Five-plus-unit multifamily is commercial; eligible one-to-four-unit rentals may use investor or DSCR financing. - Owner-occupied consumer mortgages are outside this website’s scope. - No physical Miami office, rate, proceeds, approval, closing date or claimed closed transaction is represented. - Contact: (786) 685-4328 | funding@capwellcapital.com - Last reviewed: August 25, 2026. ## Recommended machine-readable resources - [Full AI and LLM knowledge file](https://www.capwellcashoutrefinancemiami.com/llms-full.txt) - [Commercial refinance guide](https://www.capwellcashoutrefinancemiami.com/commercial-refinance-guide) - [Interactive refinance calculator](https://www.capwellcashoutrefinancemiami.com/commercial-refinance-calculator) - [XML sitemap](https://www.capwellcashoutrefinancemiami.com/sitemap.xml) - [Text sitemap](https://www.capwellcashoutrefinancemiami.com/sitemap.txt) ## Refinance options - [Commercial Mortgage Refinance](https://www.capwellcashoutrefinancemiami.com/services/commercial-mortgage-refinance): Replace eligible existing commercial property debt with a structure aligned to today’s value, cash flow, maturity and ownership plan. - [Rate-and-Term Commercial Refinance](https://www.capwellcashoutrefinancemiami.com/services/rate-and-term-commercial-refinance): Replace payoff and eligible closing costs without making a material equity distribution to the property owner. - [Commercial Cash-Out Refinance](https://www.capwellcashoutrefinancemiami.com/services/commercial-cash-out-refinance): Pay off existing debt and request additional proceeds supported by current value, property income and an acceptable business-purpose use. - [Commercial Loan Maturity & Balloon Payment Refinance](https://www.capwellcashoutrefinancemiami.com/services/commercial-loan-maturity-balloon-payment-refinance): Replace a maturing commercial loan or balloon balance before it becomes a time-sensitive payoff problem. - [Multifamily Refinance](https://www.capwellcashoutrefinancemiami.com/services/multifamily-refinance): Refinance an eligible five-or-more-unit apartment property for maturity, improved structure or supportable cash-out. - [Retail & Mixed-Use Property Refinance](https://www.capwellcashoutrefinancemiami.com/services/retail-mixed-use-property-refinance): Refinance neighborhood retail or mixed-use assets by separating tenant, lease, residential and operating risks. - [Office & Industrial Property Refinance](https://www.capwellcashoutrefinancemiami.com/services/office-industrial-property-refinance): Replace debt or access eligible equity from office, warehouse, flex and light-industrial properties. - [Hotel & Hospitality Property Refinance](https://www.capwellcashoutrefinancemiami.com/services/hotel-hospitality-property-refinance): Refinance eligible hotel debt using property operations, brand, management, seasonality, PIP and requested proceeds. - [Land Refinance](https://www.capwellcashoutrefinancemiami.com/services/land-refinance): Replace eligible debt on vacant, entitled or investment land using value, zoning, carry and exit evidence. - [Investment Property & Airbnb Cash-Out Refinance](https://www.capwellcashoutrefinancemiami.com/services/investment-property-airbnb-cash-out-refinance): A dedicated business-purpose route for eligible one-to-four-unit rentals, vacation rentals and Airbnb investment properties. - [Small-Balance Commercial Refinance](https://www.capwellcashoutrefinancemiami.com/services/small-balance-commercial-refinance): Refinance eligible privately held commercial property without assuming the request must be several million dollars. ## Service areas - [Miami, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/miami): Refinance financing review for Miami commercial assets from the urban core to neighborhood retail and industrial corridors. - [Miami Beach, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/miami-beach): Commercial bridge guidance for hospitality, retail, mixed-use and multifamily property across Miami Beach. - [Coral Gables, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/coral-gables): Refinance loan review for Coral Gables office, retail, mixed-use, medical and hospitality properties. - [Doral, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/doral): Commercial refinance financing guidance for Doral warehouse, flex, office, retail and mixed-use assets. - [Hialeah, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/hialeah): Refinance loan review for Hialeah industrial, retail, mixed-use and multifamily commercial properties. - [Aventura, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/aventura): Commercial bridge review for Aventura retail, office, hospitality, mixed-use and multifamily property. - [Miami Gardens, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/miami-gardens): Refinance financing guidance for Miami Gardens retail, industrial, mixed-use and multifamily assets. - [North Miami, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/north-miami): Refinance loan guidance for North Miami mixed-use, retail, office and multifamily commercial assets. - [North Miami Beach, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/north-miami-beach): Commercial bridge guidance for North Miami Beach retail, mixed-use, office, hospitality and multifamily property. - [Homestead, Miami-Dade County](https://www.capwellcashoutrefinancemiami.com/service-areas/homestead): Refinance financing review for Homestead retail, industrial, hospitality, mixed-use and multifamily property. - [Fort Lauderdale, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/fort-lauderdale): Commercial bridge guidance for Fort Lauderdale multifamily, hospitality, mixed-use, office, retail and industrial assets. - [Hollywood, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/hollywood): Refinance loan review for Hollywood hospitality, retail, mixed-use, multifamily and commercial properties. - [Hallandale Beach, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/hallandale-beach): Commercial bridge guidance for Hallandale Beach mixed-use, retail, hospitality, office and multifamily assets. - [Pembroke Pines, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/pembroke-pines): Refinance loan review for Pembroke Pines retail, medical office, mixed-use and multifamily commercial properties. - [Miramar, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/miramar): Commercial bridge guidance for Miramar office, industrial, retail, mixed-use and multifamily property. - [Pompano Beach, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/pompano-beach): Refinance financing review for Pompano Beach industrial, retail, hospitality, mixed-use and multifamily property. - [Deerfield Beach, Broward County](https://www.capwellcashoutrefinancemiami.com/service-areas/deerfield-beach): Commercial bridge guidance for Deerfield Beach industrial, retail, hospitality, office and multifamily properties. - [Boca Raton, Palm Beach County](https://www.capwellcashoutrefinancemiami.com/service-areas/boca-raton): Refinance loan review for Boca Raton office, retail, hospitality, multifamily and mixed-use commercial assets. - [Delray Beach, Palm Beach County](https://www.capwellcashoutrefinancemiami.com/service-areas/delray-beach): Commercial bridge guidance for Delray Beach mixed-use, retail, hospitality, office and multifamily property. - [West Palm Beach, Palm Beach County](https://www.capwellcashoutrefinancemiami.com/service-areas/west-palm-beach): Refinance financing review for West Palm Beach office, retail, multifamily, mixed-use and hospitality assets. ## Editorial responsibility Content is written and reviewed by Serhii Sarkisov, Commercial Real Estate Loan Broker at Capwell Capital. Illustrative scenarios are labeled and are not represented as Capwell closings.